{"id":25279447,"date":"2025-06-04T12:29:40","date_gmt":"2025-06-04T10:29:40","guid":{"rendered":"https:\/\/www.hobex.at\/resitve\/placevanje-s-kartico-v-sloveniji\/"},"modified":"2026-05-13T20:39:43","modified_gmt":"2026-05-13T18:39:43","slug":"placevanje-s-kartico-v-sloveniji","status":"publish","type":"page","link":"https:\/\/www.hobex.at\/sl\/resitve\/placevanje-s-kartico-v-sloveniji\/","title":{"rendered":"Pla\u010devanje s kartico v Sloveniji"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” text_orientation=”center” width=”60%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Pla\u010devanje s kartico v Sloveniji<\/span><\/h1>\n

Ne glede na to, ali gre za debetno kartico, kreditno kartico, Apple Pay ali Google Pay\u2122 \u2013 potro\u0161nice in potro\u0161niki vse pogosteje posegajo po brezsti\u010dnem in varnem pla\u010devanju. Visa, Mastercard in drugi ponudniki so \u017ee dolgo uveljavljeni v vsakdanjem pla\u010devanju, sodobne tehnologije pa njihov polo\u017eaj \u0161e dodatno krepijo. <\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” background_color=”rgba(189,214,226,0.5)” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|desktop” transform_translate_tablet=”0px|0px” transform_translate_phone=”0px|0px” transform_translate_last_edited=”on|phone” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|desktop” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|desktop” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|desktop” transform_styles_last_edited=”on|phone” width_last_edited=”off|desktop” max_width=”1366px” module_alignment=”center” custom_margin_tablet=”-50px||||false|false” custom_margin_phone=”-50px||||false|false” custom_margin_last_edited=”on|phone” scroll_scaling=”0|50|50|100|122%|100|100″ hover_enabled=”0″ transform_styles_tablet=”” transform_styles_phone=”” border_radii=”on|50px|50px|50px|50px” locked=”off” global_colors_info=”{}” width__hover_enabled=”on|desktop” sticky_enabled=”0″][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” header_2_font_size=”50px” header_2_font_size_tablet=”50px” header_2_font_size_phone=”38px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Hitro in varno pla\u010devanje z \u2026<\/span><\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_VISA.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_VISA” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Visa<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”|0px|||false|false” global_colors_info=”{}”]<\/p>\n

Ta globalno raz\u0161irjena kreditna kartica omogo\u010da varna in udobna pla\u010dila tako v trgovinah kot na spletu. Sprejeta je pri milijonih trgovcev. <\/span><\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_VPay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_VPay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

V PAY<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]Debitna kartica, ki jo je razvila Visa, omogo\u010da visoko stopnjo varnosti s sistemom PIN in je \u0161e posebej priljubljena v Evropi.<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Mastercard.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Mastercard” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Mastercard<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Kot ena vodilnih znamk kreditnih kartic je Mastercard mednarodno priznana in omogo\u010da prilagodljivo pla\u010devanje z razli\u010dnimi varnostnimi funkcijami.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Maestro.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Maestro” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Maestro<\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Ta debetna kartica podjetja Mastercard omogo\u010da hitro in neposredno bremenitev z ban\u010dnega ra\u010duna ter je raz\u0161irjeno pla\u010dilno sredstvo v \u0161tevilnih dr\u017eavah.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_ELV.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_ELV” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

ELV (Elektronska direktna bremenitev)<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]Pri tej metodi se znesek ob nakupu samodejno bremeni z ban\u010dnega ra\u010duna kupca. Pogosto se uporablja v maloprodaji. V Sloveniji je sprejeta le v hotelih in nastanitvenih obratih. <\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_UnionPay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_UnionPay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}” src__hover_enabled=”on|desktop” src__hover=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_UnionPay.png”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

UnionPay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Najve\u010dja kitajska kreditnokarti\u010dna organizacija, ki postaja vse bolj pomembna tudi na mednarodni ravni \u2013 \u0161e posebej pri kitajskih turistih.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_JCB.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_JCB” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

JCB (Japan Credit Bureau)<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Ta japonska kreditna kartica je priljubljena zlasti med azijskimi turisti in pridobiva vse ve\u010djo sprejetost tudi v Evropi.<\/span><\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_DinersClub.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_DinersClub” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Diners Club<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Znana po ekskluzivnih ugodnostih, je ta kreditna kartica namenjena predvsem pogostim potnikom in poslovne\u017eem z vi\u0161jimi zahtevami.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Discover.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Discover” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Discover<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Kartica, ki izvira iz ZDA, je v Evropi manj raz\u0161irjena, vendar se vse bolj vklju\u010duje v mednarodne pla\u010dilne sisteme.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_PayPal.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_PayPal” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Paypal<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Zaradi hitrih in varnih spletnih transakcij je PayPal ena najbolj priljubljenih digitalnih pla\u010dilnih metod na svetu.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_ApplePay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_ApplePay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Apple Pay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Uporabniki naprav Apple lahko s to mobilno storitvijo hitro in varno pla\u010dujejo brezsti\u010dno na prodajnih mestih ali prek spleta.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_GooglePay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_GooglePay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Google Pay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Zaradi povezave s \u0161tevilnimi ban\u010dnimi karticami omogo\u010da Google Pay enostavno in brezsti\u010dno pla\u010devanje s pametnim telefonom ali pametno uro.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Alipay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Alipay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Alipay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

\u0160e posebej raz\u0161irjen med kitajskimi uporabniki, velja Alipay za vodilni mobilni pla\u010dilni sistem na Kitajskem, ki je vse bolj sprejet tudi v Evropi.<\/p>\n

Ve\u010d informacij<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” text_orientation=”center” width=”60%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Kartenzahlung:
Entwicklung, Trends und Vorteile<\/span><\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/pexels-karolina-grabowska-5239806-scaled.jpg” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”250px||250px||true|false” animation_style=”slide” animation_direction=”bottom” background_last_edited=”off|phone” background_image_phone=”https:\/\/www.hobex.at\/wp-content\/uploads\/2023\/12\/01-Hobex-eCommerce_mobile.jpg” background_enable_image_phone=”on” border_radii=”off|50px|50px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” custom_margin=”-144px||||false|false” border_radii=”off|50px|50px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” link_font=”|–et_global_body_font_weight|||||||” width=”65%” width_tablet=”85%” width_phone=”75%” width_last_edited=”on|tablet” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Immer mehr Konsumentinnen und Konsumenten greifen zu Karte oder Smartphone statt zum klassischen Bargeld. Die Kartenzahlung hat sich in den vergangenen Jahren von einer praktischen Alternative zur bevorzugten Zahlungsart entwickelt \u2013 sowohl im Einzelhandel als auch im E-Commerce. <\/p>\n

Rekordwerte bei Kartentransaktionen<\/strong><\/p>\n

2024 wurden in \u00d6sterreich so viele Kartenzahlungen wie nie zuvor verzeichnet. Laut UniCredit Bank Austria<\/strong><\/span> lag die Zahl der Transaktionen bei rund 1,9 Milliarden \u2013 das entspricht einem Wachstum von 13\u202f% im Vergleich zum Vorjahr. <\/p>\n

Ein gro\u00dfer Teil dieser Zahlungen l\u00e4uft \u00fcber das Bankomat\u00aeSystem von PSA. Im Jahr 2024 wurden hier rund 1,8 Milliarden Transaktionen registriert \u2013 ein Plus von 13\u202f% im Vergleich zu 2023. Besonders dynamisch entwickelt sich der Bereich der digitalen Zahlungen. Laut PSA<\/a><\/strong><\/span> wurden bereits 420 Millionen Zahlungen \u00fcber digitale Kartenl\u00f6sungen wie Apple Pay, Google Pay oder Smartwatches abgewickelt. Im Dezember 2024 erreichte dieser Anteil sogar 29\u202f% aller Transaktionen. <\/p>\n

Kontaktloses Bezahlen wird zur Norm<\/strong><\/p>\n

Eine der auff\u00e4lligsten Entwicklungen ist die nahezu vollst\u00e4ndige Verlagerung hin zum kontaktlosen Bezahlen. Mehr als 90\u202f% aller Kartenzahlungen erfolgen mittlerweile kontaktlos<\/a><\/span><\/strong> \u2013 sei es per NFC-f\u00e4higer Bankkarte oder \u00fcber mobile Endger\u00e4te. Diese Technologie punktet nicht nur durch Geschwindigkeit, sondern auch durch Hygiene und Benutzerfreundlichkeit. <\/p>\n

R\u00fcckgang der Barzahlung \u2013 aber kein vollst\u00e4ndiger Abschied<\/strong><\/p>\n

Trotz der wachsenden Bedeutung von Kartenzahlungen bleibt Bargeld weiterhin pr\u00e4sent \u2013 wenn auch mit sinkendem Stellenwert. Laut einer Erhebung der OeNB<\/strong> <\/span>wurden 2024 noch 62\u202f% der Zahlungen an der Kassa in \u00d6sterreich mit Bargeld get\u00e4tigt. Im Vergleich zu den Vorjahren ist das ein klarer R\u00fcckgang. Nur noch 38\u202f% der Konsumentinnen und Konsumenten geben an, Bargeld als bevorzugte Zahlungsform zu nutzen \u2013 ein Wert, der sich zwar \u00fcber dem EU-Durchschnitt bewegt, aber eindeutig r\u00fcckl\u00e4ufig ist. <\/p>\n

Online-Zahlung und Mobile Payment im Aufwind<\/strong><\/p>\n

Der digitale Wandel macht sich nicht nur im station\u00e4ren Handel bemerkbar, sondern auch im Online-Zahlungsverhalten. Der Anteil der Online-Zahlungen am t\u00e4glichen Zahlungsvolumen hat deutlich zugelegt<\/a><\/span><\/strong>: von lediglich 7\u202f% im Jahr 2019 auf mittlerweile 28\u202f% im Jahr 2024. Vor allem j\u00fcngere Zielgruppen und digital affine Konsumentinnen und Konsumenten setzen zunehmend auf flexible Zahlungsmethoden, die nahtlos in den Onlinehandel integriert sind. <\/p>\n

Die wichtigsten Vorteile der Kartenzahlung<\/strong><\/p>\n

Kartenzahlung bietet sowohl Kundinnen und Kunden als auch Unternehmen zahlreiche Vorteile.<\/span> Sie ist schnell, unkompliziert und sicher \u2013 sowohl im Alltag als auch bei gr\u00f6\u00dferen Eink\u00e4ufen. Der Wegfall von Bargeld sorgt f\u00fcr mehr Effizienz an der Kassa und reduziert das Risiko von Fehlern oder Diebstahl. Hygienische Aspekte sowie die Flexibilit\u00e4t von mobilen L\u00f6sungen sind weitere Pluspunkte, die vor allem seit der Pandemie an Bedeutung gewonnen haben. <\/p>\n

Auch f\u00fcr Unternehmen bringt die Akzeptanz von Kartenzahlungen Vorteile: Sie schaffen Vertrauen bei Kundinnen und Kunden<\/span>, f\u00f6rdern Spontank\u00e4ufe und erleichtern Buchhaltung und Kassenmanagement. Besonders kleinere Betriebe, die bislang ausschlie\u00dflich Bargeld angenommen haben, k\u00f6nnen durch moderne Zahlungsl\u00f6sungen neue Zielgruppen erschlie\u00dfen und sich zukunftsf\u00e4hig aufstellen. <\/p>\n

Die aktuelle Entwicklung zeigt deutlich: \u00d6sterreich bewegt sich konsequent in Richtung bargeldlosem Alltag. Jedes Jahr steigt die Zahl der Kartenzahlungen, w\u00e4hrend der Anteil von Bargeldzahlungen zur\u00fcckgeht. <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Pla\u010devanje s kartico v Sloveniji Ne glede na to, ali gre za debetno kartico, kreditno kartico, Apple Pay ali Google Pay\u2122 \u2013 potro\u0161nice in potro\u0161niki vse pogosteje posegajo po brezsti\u010dnem in varnem pla\u010devanju. Visa, Mastercard in drugi ponudniki so \u017ee dolgo uveljavljeni v vsakdanjem pla\u010devanju, sodobne tehnologije pa njihov polo\u017eaj \u0161e dodatno krepijo. Hitro in […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":22993306,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-25279447","page","type-page","status-publish","hentry"],"yoast_head":"\nPla\u010devanje s kartico v Sloveniji - hobex Payment Systems<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hobex.at\/sl\/resitve\/placevanje-s-kartico-v-sloveniji\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pla\u010devanje s kartico v Sloveniji\" \/>\n<meta property=\"og:description\" content=\"Pla\u010devanje s kartico v Sloveniji Ne glede na to, ali gre za debetno kartico, kreditno kartico, Apple Pay ali Google Pay\u2122 \u2013 potro\u0161nice in potro\u0161niki vse pogosteje posegajo po brezsti\u010dnem in varnem pla\u010devanju. 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