{"id":22994027,"date":"2024-01-16T02:07:50","date_gmt":"2024-01-16T01:07:50","guid":{"rendered":"https:\/\/www.hobex.at\/varnost\/"},"modified":"2024-01-26T12:50:21","modified_gmt":"2024-01-26T11:50:21","slug":"varnost","status":"publish","type":"page","link":"https:\/\/www.hobex.at\/sl\/varnost\/","title":{"rendered":"Varnost"},"content":{"rendered":"

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Varnost pri karti\u010dnih pla\u010dilih.<\/span><\/h1>\n

3-D Secure (skupni pojem za varne postopke pla\u010devanja, kot so Visa Secure in MasterCard Secure Code) je postopek, ki se uporablja za dodatno varnost pri spletnih transakcijah s kreditnimi karticami. Va\u0161e stranke bodo samodejno usmerjene naprej na varno spletno stran banke, ki je izdala kartico in tam imajo mo\u017enost, da svoje pla\u010dilo potrdijo z vnosom gesla. Dodatno sledi dejanska spletna avtorizacija pla\u010dila. Za va\u0161o stranko nato vra\u010dilo z navedbo argumenta “Transakcija ni bila izvedena” (obrnjena odgovornost) ni ve\u010d mo\u017eno. To deluje tudi, \u010de se banka stranke udele\u017euje varnostnih postopkov Visa Secure in MasterCard Secure Code. <\/span><\/p>\n

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3-D Secure ponuja:<\/h2>\n

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Zvi\u0161anje pla\u010dilne varnosti<\/span><\/p>\n

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Za\u0161\u010dito pred goljufivo zlorabo kartic<\/span><\/p>\n

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Preprosta integracija trgovca<\/span><\/p>\n

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Plug-in zur sicheren Daten\u00fcbertragung an Kartenorganisationen bzw. Karten ausgebende Banken<\/p>\n

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Zmanj\u0161anje upravi\u010denih povratnih obremenitev, kot posledica “Transakcija ni bila izvedena”<\/p>\n

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Sprejeti na\u010dini pla\u010dila<\/span><\/span><\/h2>\n

[\/et_pb_text][et_pb_accordion open_toggle_background_color=”#FFFFFF” closed_toggle_text_color=”#000000″ closed_toggle_background_color=”#FFFFFF” toggle_icon=”3||divi||400″ icon_color=”#000000″ use_icon_font_size=”on” icon_font_size=”30px” module_class=”footer_accordion” _builder_version=”4.23.4″ _module_preset=”default” toggle_text_color=”#000000″ toggle_level=”h3″ body_font=”||||||||” body_line_height=”1.8em” background_color=”#FFFFFF” custom_padding=”|5%||50%|false|false” custom_padding_tablet=”|5%||50%|false|false” custom_padding_phone=”|0%||0%|false|false” custom_padding_last_edited=”on|phone” border_width_all=”0px” border_width_top=”1px” border_color_top=”#000000″ global_colors_info=”{}”][et_pb_accordion_item title=”Kreditne kartice” open=”on” _builder_version=”4.23.4″ _module_preset=”default” custom_css_main_element=”margin-bottom: 0 !important;||” global_colors_info=”{}” toggle_level=”h3″ custom_css_toggle_title_last_edited=”on|tablet” custom_css_toggle_title_phone=”margin-left: -5%;||” custom_css_toggle_title_tablet=”margin-left: -3%;||” custom_css_toggle_content_last_edited=”on|phone” custom_css_toggle_content_phone=”margin-left: -5%;||” custom_css_toggle_content_tablet=”margin-left: -3%;||”]<\/p>\n

Pla\u010devanje s kreditno kartico je eden najbolj priljubljenih na\u010dinov pla\u010devanja po vsem svetu. Znesek se prenese takoj, vendar se ne knji\u017ei v breme do konca meseca. Seveda je ta mo\u017enost pla\u010dila mogo\u010da tudi z na\u0161imi terminali, ki sprejemajo naslednje ponudnike: <\/p>\n

– Visa
– Mastercard
– JCB
– Union Pay International
– Diners Club in Discover
– American Express<\/p>\n

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Nakupovanje ali pla\u010devanje z debetno kartico ali direktno bremenitvijo – to vam omogo\u010damo. Va\u0161e stranke potrdijo transakcijo in njihov ra\u010dun se obremeni takoj ali v kratkem \u010dasu. Sprejemamo naslednje debetne kartice: <\/p>\n

– V PAY
– Maestro
– direktna obremenitev<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Mobilna pla\u010dila” _builder_version=”4.23.4″ _module_preset=”default” body_ul_line_height=”1.4em” custom_css_main_element=”margin-bottom: 0 !important;||” border_width_bottom=”1px” border_color_bottom=”#000000″ global_colors_info=”{}” toggle_level=”h3″ custom_css_toggle_title_last_edited=”on|tablet” custom_css_toggle_title_phone=”margin-left: -5%;||” custom_css_toggle_title_tablet=”margin-left: -3%;||” custom_css_toggle_content_last_edited=”on|phone” custom_css_toggle_content_phone=”margin-left: -5%;||” custom_css_toggle_content_tablet=”margin-left: -3%;||” open=”off”]<\/p>\n

Enostavna re\u0161itev za vse prilo\u017enosti: Pla\u010devanje s pametnim telefonom. Podatki o kartici so shranjeni v aplikaciji, nakup ali ra\u010dun pa se pla\u010da preprosto z avtorizacijo z mobilnim telefonom. Vklju\u010dene so naslednje pla\u010dilne storitve: <\/p>\n

– Apple Pay
– Samsung Pay
– Garmin Pay
– Alipay
– Blucode
– in \u0161e druge<\/p>\n

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Dodatne funkcije<\/span><\/h2>\n

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Dodatne funkcije<\/span><\/h2>\n

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Brezsti\u010dno pla\u010devanje (NFC)<\/h2>\n

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S hobex terminali NFC sodijo \u010dakalne vrste na blagajnah v preteklost. Lastnikom kartic z Master Card, VISA oz. American Express pri majhnih zneskih, do 25,00 Eur, ni potrebno vnesti PIN ali podpisa. Za pla\u010dilo zadostuje, da kartico podr\u017eijo pred bralno napravo na terminalu. Nato preprosto po\u010dakajo na potrditev – gotovo. Celoten postopek pla\u010devanja traja manj kot dve sekundi! Vnos PIN-a oz. podpisa je potreben \u0161ele pri pla\u010dilih nad 25,00 Eur. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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DCC<\/h2>\n

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S hobex DCC va\u0161 terminal samodejno zazna kartice izven valutnega obmo\u010dja EU in predlaga va\u0161emu gostu\/stranki, da pla\u010da v svoji lokalni valuti. Va\u0161a prednost: za vsako pla\u010dilo DCC prejmete provizijo, ki va\u0161o provizijo bistveno zni\u017ea – to imenujemo preprosto brezgotovinsko pla\u010devanje. Va\u0161e stranke pridobijo z udobnim pla\u010devanjem v doma\u010di valuti in z najbolj\u0161im menjalnim te\u010dajem dneva. Mo\u017ene valute (izvle\u010dek): Danska Krona, Britanski Funt, Ameri\u0161ki Dolar, \u0160vicarski Frank, Japonski Jen, <\/span>Ruski Rubelj<\/a><\/span>.<\/span><\/p>\n

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Vra\u010dilo davka na dodano vrednost (taxfree)<\/h2>\n

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Brezpla\u010dna dodatna storitev “TaxFree” ponuja va\u0161im strankam iz dr\u017eav izven EU preprost in hiter na\u010din za povra\u010dilo davka na dodano vrednost. Va\u0161e stranke tako pridobijo s prednostjo pri ceni. Na\u0161e partnerstvo s Planet prina\u0161a trgovskim dru\u017ebam odlo\u010dilne prednosti: s pomo\u010djo podatkov kreditne kartice stranke se ugotovi, ali ima stranka pravico do povra\u010dila davka na dodano vrednost. Nato se postopek elektronsko posreduje naprej. Ro\u010dno izpolnjevanje dokumentov tako ni ve\u010d potrebno. Ti se natisnejo neposredno in trgovine se tako izognejo nadle\u017enim zakasnitvam na blagajni. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Samodejno knjigovodstvo<\/h2>\n<\/header>\n<\/div>\n
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hobex ponuja poleg svoje obse\u017ene ponudbe POS terminalov, PINPAD-ov ali re\u0161itev za e-poslovanje in za obra\u010dun vseh obi\u010dajnih blagajni\u0161kih produktov na teh terminalih, tudi inovativne in preproste re\u0161itve, ki vam omogo\u010dajo izvajanje va\u0161ega knjigovodstva za hobex transakcije s karticami, z minimalno mero dela. hobex dnevno generira datoteko v obliki CVS o vseh va\u0161ih transakcijah in to lahko s pomo\u010djo SFTP in va\u0161e programske opreme za knjigovodstvo preprosto prikli\u010dete. Za vsa vpra\u0161anja na temo samodejno knjigovodstvo s podjetjem hobex, hobex PartnerNet ali zadeve v zvezi z brezgotovinskim pla\u010dilnim prometom, so vam na voljo na\u0161i sodelavci na tel. +43 662 2255-0. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Funkcija napitnine<\/h2>\n<\/header>\n<\/div>\n
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Funkcija napitnine hobex vam omogo\u010da preprosto in samodejno dodajanje napitnine k znesku ra\u010duna. Va\u0161 gost lahko tako pri pla\u010dilu s kartico tudi knji\u017ei napitnino. Vi ali va\u0161 natakar morata nato samo enkrat pritisniti tipko na terminalu in vnesti \u017eelen znesek. Va\u0161i gostje bodo to storitev cenili. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Izmenjava<\/h2>\n<\/header>\n<\/div>\n
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Medban\u010dne provizije ali medban\u010dna pla\u010dila predstavljajo del provizije, katero si pridr\u017eijo organizacije kreditnih kartic in se odvede banki, ki izdaja ban\u010dno kartico. Te pristojbine se razlikujejo glede na vrsto kartice, dr\u017eavo izvora in vrsto transakcije (brezkontaktno pla\u010devanje, \u010dip, magnetni trak, po\u0161tna naro\u010dila\/telefonska naro\u010dila). S pomo\u010djo uredbe EU 2015\/751 so enotno urejena medban\u010dna pla\u010dila za evropske potro\u0161ni\u0161ke kartice. <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Varnost pri karti\u010dnih pla\u010dilih. 3-D Secure (skupni pojem za varne postopke pla\u010devanja, kot so Visa Secure in MasterCard Secure Code) je postopek, ki se uporablja za dodatno varnost pri spletnih transakcijah s kreditnimi karticami. Va\u0161e stranke bodo samodejno usmerjene naprej na varno spletno stran banke, ki je izdala kartico in tam imajo mo\u017enost, da svoje […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-22994027","page","type-page","status-publish","hentry"],"yoast_head":"\nVarnost - hobex Payment Systems<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hobex.at\/sl\/varnost\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Varnost\" \/>\n<meta property=\"og:description\" content=\"Varnost pri karti\u010dnih pla\u010dilih. 3-D Secure (skupni pojem za varne postopke pla\u010devanja, kot so Visa Secure in MasterCard Secure Code) je postopek, ki se uporablja za dodatno varnost pri spletnih transakcijah s kreditnimi karticami. 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