{"id":25278618,"date":"2025-06-04T12:29:40","date_gmt":"2025-06-04T10:29:40","guid":{"rendered":"https:\/\/www.hobex.at\/solutions\/card-payment-in-austria\/"},"modified":"2026-05-13T20:36:19","modified_gmt":"2026-05-13T18:36:19","slug":"card-payment-in-austria","status":"publish","type":"page","link":"https:\/\/www.hobex.at\/en\/solutions\/card-payment-in-austria\/","title":{"rendered":"Card payment in Austria"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” text_orientation=”center” width=”60%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Card Payment in Austria<\/span><\/h1>\n

Austria\u2019s strong purchasing power and digital affinity make card payment the most popular method \u2013 both in retail and online. Whether debit card, credit card, Apple Pay or Google Pay\u2122: consumers are increasingly opting for contactless, secure payments. Visa, Mastercard & Co. have long been established in everyday transactions and are further strengthened by modern technologies. <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.27.6″ _module_preset=”default” background_color=”rgba(189,214,226,0.5)” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|desktop” transform_translate_tablet=”0px|0px” transform_translate_phone=”0px|0px” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|desktop” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|desktop” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|desktop” transform_styles_last_edited=”on|phone” width_last_edited=”off|desktop” max_width=”1366px” module_alignment=”center” custom_margin_tablet=”-50px||||false|false” custom_margin_phone=”-50px||||false|false” custom_margin_last_edited=”on|phone” scroll_scaling=”0|50|50|100|122%|100|100″ transform_styles_tablet=”” transform_styles_phone=”” border_radii=”on|50px|50px|50px|50px” saved_tabs=”all” locked=”off” global_colors_info=”{}” width__hover_enabled=”on|desktop”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” header_2_font_size=”40px” header_2_font_size_tablet=”40px” header_2_font_size_phone=”28px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

hobex offers fast and secure payments with \u2026<\/span><\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_VISA.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_VISA” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Visa<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”|0px|||false|false” global_colors_info=”{}”]<\/p>\n

This globally recognized credit card enables secure and convenient payments both in-store and online. It is accepted by millions of merchants worldwide. <\/span><\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_VPay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_VPay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

V PAY<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]Developed by Visa, this debit card offers high security through PIN authentication and is a popular payment method, especially in Europe.<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Mastercard.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Mastercard” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Mastercard<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

As one of the leading credit card brands, Mastercard is internationally recognized and enables flexible payments with various security features.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Maestro.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Maestro” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Maestro<\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

This debit card from Mastercard allows for fast and direct debits from the current account and is widely used as a common means of payment in many countries.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_ELV.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_ELV” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

ELV<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]With this payment method, the amount is debited from the customer\u2019s bank account via direct debit. It is frequently used in retail. <\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_UnionPay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_UnionPay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}” src__hover_enabled=”on|desktop” src__hover=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_UnionPay.png”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

UnionPay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

The largest Chinese credit card organization is also gaining increasing international significance, especially among Chinese travelers.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_JCB.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_JCB” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

JCB (Japan Credit Bureau)<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

This Japanese credit card is particularly popular among tourists from Asia and is gaining increasing acceptance in Europe as well.<\/span><\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_DinersClub.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_DinersClub” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Diners Club<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Known for its exclusive benefits, this credit card is aimed at frequent travelers and business professionals with high expectations.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Discover.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Discover” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Discover<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Originally from the USA, this credit card is less common in Europe but is increasingly being integrated into international payment systems.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_AmericanExpress.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_AmericanExpress” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

American Express (Amex)<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

In addition to global acceptance, Amex offers numerous added benefits such as insurance coverage and rewards programs, particularly appealing to frequent travelers.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Klarna.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Klarna” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Klarna<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

A payment service provider that has revolutionized online shopping with flexible options such as installment payments and purchase on account.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_PayPal.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_PayPal” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Paypal<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

With fast and secure online transactions, PayPal is one of the most popular digital payment methods worldwide.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Bluecode.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Bluecode” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Bluecode<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

This European payment app enables transactions via barcode scan and is directly linked to the user\u2019s bank account.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_ApplePay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_ApplePay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Apple Pay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Users of Apple devices can use this mobile payment service to pay quickly and securely, both contactlessly at checkout and online.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_SamsungPay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_SamsungPay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Samsung Pay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Equipped with NFC technology, Samsung Pay enables convenient and secure mobile payments via compatible devices.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

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Google Pay<\/span><\/h3>\n

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Thanks to its connection to numerous bank cards, Google Pay enables easy and contactless payments via smartphone or smartwatch.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Alipay.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Alipay” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Alipay<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Especially popular among Chinese customers, Alipay is considered the leading mobile payment system in China and is increasingly being accepted in Europe as well.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,3_5″ _builder_version=”4.23.1″ _module_preset=”default” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|tablet” transform_translate=”-5%|-15%” transform_translate_tablet=”-5%|-15%” transform_translate_phone=”0%|0%” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” custom_css_main_element=”width: 8.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=” width: 12.5%!important;” custom_css_main_element_phone=” “][et_pb_image src=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/hobex-Zahlungsmethoden-LogosInKreisen_Twint.png” title_text=”hobex-Zahlungsmethoden-LogosInKreisen_Twint” _builder_version=”4.27.4″ _module_preset=”default” max_width_tablet=”” max_width_phone=”30%” max_width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 32.5%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” width: 82%!important;” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Twint<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”width: 48%!important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=” ” custom_css_main_element_phone=” “][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin_tablet=”-4%||||false|false” custom_margin_phone=”-5%||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

As Switzerland\u2019s leading payment app, Twint enables both contactless payments and peer-to-peer transfers.<\/p>\n

Discover more<\/a><\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”zoom” animation_direction=”left” animation_duration=”700ms” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”60px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”||||||||” text_orientation=”center” width=”60%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Card Payments:
Development, Trends, and Benefits<\/span><\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/www.hobex.at\/wp-content\/uploads\/2025\/06\/pexels-karolina-grabowska-5239806-scaled.jpg” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”250px||250px||true|false” animation_style=”slide” animation_direction=”bottom” background_last_edited=”off|phone” background_image_phone=”https:\/\/www.hobex.at\/wp-content\/uploads\/2023\/12\/01-Hobex-eCommerce_mobile.jpg” background_enable_image_phone=”on” border_radii=”off|50px|50px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” custom_margin=”-144px||||false|false” custom_padding=”60px||||false|false” border_radii=”off|50px|50px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” link_font=”|–et_global_body_font_weight|||||||” width=”65%” width_tablet=”85%” width_phone=”75%” width_last_edited=”on|tablet” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

More and more consumers are choosing cards or smartphones over traditional cash. In recent years, card payments have evolved from a convenient alternative to the preferred method of payment \u2013 both in retail and e-commerce. <\/p>\n

Record levels in card transactions<\/strong><\/p>\n

In 2024, Austria recorded more card payments than ever before. According to UniCredit Bank Austria<\/strong><\/span>, the number of transactions reached around 1.9 billion \u2013 representing a 13% increase compared to the previous year. <\/p>\n

A large share of these payments is processed through the Bankomat\u00ae system by PSA. In 2024, around 1.8 billion transactions were recorded here \u2013 an increase of 13% compared to 2023. The area of digital payments is developing particularly dynamically. According to PSA<\/a><\/strong><\/span>, 420 million payments have already been made using digital card solutions such as Apple Pay, Google Pay, or smartwatches. In December 2024, this share even reached 29% of all transactions. <\/p>\n

Kontaktloses Bezahlen wird zur Norm<\/strong><\/p>\n

One of the most striking developments is the near-complete shift toward contactless payments. More than 90% of all card transactions are now contactless<\/a><\/span><\/strong> \u2013 whether via NFC-enabled bank cards or mobile devices. This technology stands out not only for its speed but also for its hygiene and user-friendliness. <\/p>\n

Decline in cash payments \u2013 but not a complete farewell
<\/strong><\/p>\n

One of the most striking developments is the near-complete shift toward contactless payments. More than 90% of all card transactions are now contactless \u2013 whether via NFC-enabled bank cards or mobile devices. This technology stands out not only for its speed but also for its hygiene and user-friendliness. <\/p>\n

Online payments and mobile payment on the rise<\/strong><\/p>\n

The digital transformation is evident not only in brick-and-mortar retail but also in online payment behavior. The share of online payments in daily transaction volume has increased significantly<\/a><\/span> \u2013 from just 7% in 2019 to 28% in 2024. Younger target groups and digitally savvy consumers in particular are increasingly relying on flexible payment methods that are seamlessly integrated into online commerce. <\/p>\n

The key advantages of card payments<\/strong><\/p>\n

Card payments offer numerous benefits for both customers and businesses.<\/span> It is fast, convenient, and secure \u2013 both for everyday purchases and larger transactions. Eliminating cash increases efficiency at the checkout and reduces the risk of errors or theft. Hygiene considerations and the flexibility of mobile solutions are additional advantages that have become even more important since the pandemic. <\/p>\n

Accepting card payments also offers advantages for businesses: it builds trust with customers, encourages impulse purchases, and simplifies accounting and cash management. Smaller businesses in particular, which previously accepted only cash, can tap into new target groups and position themselves for the future through modern payment solutions. <\/p>\n

Current developments clearly show: Austria is steadily moving toward a cashless everyday life. The number of card payments increases every year, while the share of cash transactions continues to decline. <\/p>\n

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